Quais são, em sintese, os problemas do sistema de saúde dos EUA

"Underbelly: Feldstein on Health Care: Martin Feldstein offers the best possible two-paragraph summary of the health care problem: 

• The American health-care system suffers from three serious problems: Health-care costs are rising much faster than our incomes. More than 15 percent of the population has neither private nor public insurance. And the high cost of health are can lead to personal bankruptcy, even for families that do have health insurance. 
• These faults persist despite annual federal government spending of more than $700 billion for Medicare and Medicaid as well as a federal tax subsidy of more than $220 billion for the purchase of employer-provided private health insurance." 

Tirado de Our Health Care Problems - J. Bradford DeLong's Grasping Reality with All Eight Tentacles